Start with a verifiable order
Identify the buyer, supplier, deliverables, payment terms and expected delivery date. The fact that an order exists does not mean every provider will finance it.
Practical steps to help South African businesses prepare an informed funding discussion.
Identify the buyer, supplier, deliverables, payment terms and expected delivery date. The fact that an order exists does not mean every provider will finance it.
Include stock or materials, labour, transport, taxes, delivery costs, contingency and any costs needed before the customer pays. Compare the total against the expected gross margin.
Map when payments are actually due and when receipts are expected. Consider partial deliveries, acceptance periods and potential delays.
Typical evidence may include the purchase order, supplier quotations, business registration information, financial statements, management accounts, bank statements and relevant contracts.
Assess whether the proposed finance costs are affordable and whether the business can perform on time. Providers independently determine eligibility and terms.
Learn about our related funding service ↗.